:root{
  --navy:#0d3149; --navy-deep:#0a2537; --navy-soft:#14405c;
  --slate:#658aa7; --slate-lt:#8ba7bd;
  --terra:#b66b65; --terra-dp:#9e564f;
  --cream:#fdf9f0; --cream-2:#f6efe1; --cream-3:#efe6d4;
  --ink:#1c2b36; --muted:#5f6f7a; --line:#e4dccb;
  --maxw:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;background:var(--cream);color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4,.serif{font-family:'Fraunces',Georgia,serif;font-weight:500;line-height:1.12;letter-spacing:-.01em}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.eyebrow{font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;font-weight:600;color:var(--terra)}
.btn{display:inline-flex;align-items:center;gap:.5em;font-weight:600;font-size:.92rem;padding:.85em 1.6em;border-radius:2px;transition:.25s;cursor:pointer;border:1px solid transparent;font-family:'Inter'}
.btn-primary{background:var(--navy);color:var(--cream)}
.btn-primary:hover{background:var(--navy-deep);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:var(--cream)}
.btn-terra{background:var(--terra);color:#fff}
.btn-terra:hover{background:var(--terra-dp);transform:translateY(-2px)}

/* NAV */
header.nav{position:fixed;top:0;left:0;right:0;z-index:100;transition:.35s;padding:18px 0}
header.nav.scrolled{background:rgba(253,249,240,.92);backdrop-filter:blur(10px);box-shadow:0 1px 0 var(--line);padding:10px 0}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav-logo img{height:34px;width:auto}
.nav-links{display:flex;align-items:center;gap:30px}
.nav-links a{font-size:.9rem;font-weight:500;color:var(--navy);position:relative;padding:4px 0}
.nav-links a::after{content:'';position:absolute;left:0;bottom:-2px;width:0;height:1.5px;background:var(--terra);transition:.25s}
.nav-links a:hover::after{width:100%}
.nav-cta{display:flex;gap:12px;align-items:center}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px}
.burger span{width:24px;height:2px;background:var(--navy);transition:.3s}
@media(max-width:920px){
  .nav-links,.nav-cta .btn-ghost{display:none}
  .burger{display:flex}
}
.mobile-menu{position:fixed;inset:0 0 0 auto;width:min(320px,80vw);background:var(--navy);z-index:200;transform:translateX(100%);transition:.35s;padding:80px 32px;display:flex;flex-direction:column;gap:8px}
.mobile-menu.open{transform:translateX(0)}
.mobile-menu a{color:var(--cream);font-size:1.1rem;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.12);font-weight:500}
.mobile-menu .btn{margin-top:20px;justify-content:center}
.m-close{position:absolute;top:24px;right:24px;background:none;border:none;color:var(--cream);font-size:1.8rem;cursor:pointer;line-height:1}
.overlay{position:fixed;inset:0;background:rgba(10,37,55,.5);z-index:150;opacity:0;pointer-events:none;transition:.3s}
.overlay.show{opacity:1;pointer-events:auto}

/* HERO */
.hero{position:relative;padding:180px 0 90px;background:linear-gradient(160deg,var(--cream) 0%,var(--cream-2) 100%);overflow:hidden}
.hero::before{content:'';position:absolute;top:-15%;right:-10%;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,rgba(101,138,167,.20),transparent 70%);pointer-events:none;animation:heroGlowA 18s ease-in-out infinite}
.hero::after{content:'';position:absolute;bottom:-25%;left:-8%;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(182,107,101,.14),transparent 70%);pointer-events:none;animation:heroGlowB 22s ease-in-out infinite}
@keyframes heroGlowA{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(-30px,26px) scale(1.1)}}
@keyframes heroGlowB{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(28px,-24px) scale(1.12)}}
.hero-in{position:relative;display:grid;grid-template-columns:1.02fr .98fr;gap:56px;align-items:center}
.hero-copy{position:relative;z-index:2}
.hero-visual{position:relative;z-index:1}
.hv-panel{position:relative;border-radius:26px;overflow:hidden;aspect-ratio:600/640;background:radial-gradient(120% 120% at 78% 8%,#134060 0%,#0c2c42 46%,#081f30 100%);box-shadow:0 42px 84px -26px rgba(8,26,40,.62),inset 0 1px 0 rgba(255,255,255,.07)}
.hv-aurora{position:absolute;inset:-25%;filter:blur(48px);pointer-events:none}
.hv-aurora span{position:absolute;border-radius:50%;mix-blend-mode:screen}
.hv-a1{width:48%;height:48%;left:52%;top:-8%;background:radial-gradient(circle,rgba(182,107,101,.9),transparent 66%);animation:drift1 15s ease-in-out infinite}
.hv-a2{width:54%;height:54%;left:-14%;top:42%;background:radial-gradient(circle,rgba(101,138,167,.72),transparent 66%);animation:drift2 19s ease-in-out infinite}
.hv-a3{width:36%;height:36%;left:34%;top:58%;background:radial-gradient(circle,rgba(230,189,182,.55),transparent 68%);animation:drift3 17s ease-in-out infinite}
@keyframes drift1{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(-9%,11%) scale(1.14)}}
@keyframes drift2{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(11%,-9%) scale(1.16)}}
@keyframes drift3{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(7%,-11%) scale(1.1)}}
.hv-svg{position:absolute;inset:0;width:100%;height:100%}
.hv-grid line{stroke:#fdf9f0;stroke-opacity:.06}
.hv-curve{fill:none;stroke:url(#stroke);stroke-width:3.4;stroke-linecap:round;stroke-dasharray:1500;stroke-dashoffset:1500;animation:draw 2.8s cubic-bezier(.35,.8,.3,1) .35s forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.hv-area{opacity:0;animation:fadein 1.6s ease 1.7s forwards}
@keyframes fadein{to{opacity:1}}
.hv-alpha{fill:#fdf9f0;fill-opacity:.055}
.hv-cap{fill:#fdf9f0;fill-opacity:.55;font-family:'Inter',sans-serif;font-size:13px;letter-spacing:3px}
.hv-chip{position:absolute;padding:11px 15px;border-radius:13px;background:rgba(253,249,240,.09);border:1px solid rgba(255,255,255,.17);backdrop-filter:blur(9px);-webkit-backdrop-filter:blur(9px);box-shadow:0 14px 34px -14px rgba(0,0,0,.55);opacity:0;animation:chipfade .9s ease forwards,floatY 7s ease-in-out infinite;z-index:3}
.hv-chip .c{font-family:'Fraunces',serif;font-weight:600;color:#fff;font-size:.98rem;line-height:1;display:block}
.hv-chip .d{font-size:.62rem;letter-spacing:.13em;text-transform:uppercase;color:rgba(253,249,240,.66);font-weight:600;margin-top:4px;display:block}
.hv-chip.c1{left:5%;top:15%;animation-delay:1.9s,-1s}
.hv-chip.c2{right:4%;top:39%;animation-delay:2.2s,-3.4s}
.hv-chip.c3{left:10%;bottom:19%;animation-delay:2.5s,-5.2s}
@keyframes chipfade{to{opacity:1}}
@keyframes floatY{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}
@media(max-width:940px){.hero-in{grid-template-columns:1fr;gap:34px}.hero-visual{width:100%;max-width:520px;margin:0 auto}}
@media(prefers-reduced-motion:reduce){.hv-curve{animation:none;stroke-dashoffset:0}.hv-area,.hv-chip{animation:none;opacity:1}.hv-aurora span{animation:none}}
.hero .eyebrow{margin-bottom:22px}
.hero h1{font-size:clamp(2.5rem,6vw,4.4rem);color:var(--navy);margin-bottom:24px}
.hero h1 em{font-style:italic;color:var(--terra);text-shadow:0 0 34px rgba(182,107,101,.32)}
.hero p.lead{font-size:clamp(1.05rem,2vw,1.28rem);color:var(--muted);max-width:660px;font-weight:300;margin-bottom:38px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-stats{display:flex;gap:0;margin-top:70px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:34px}
.hstat{padding-right:44px;margin-right:44px;border-right:1px solid var(--line)}
.hstat:last-child{border-right:none}
.hstat .num{font-family:'Fraunces';font-size:2.3rem;color:var(--navy);line-height:1}
.hstat .num small{font-size:1.1rem;color:var(--terra)}
.hstat .lbl{font-size:.8rem;color:var(--muted);margin-top:8px;max-width:170px}
@media(max-width:620px){.hstat{border-right:none;margin-bottom:20px;padding-right:0}}

/* TAGLINE BAND */
.tagband{background:var(--navy);color:var(--cream);padding:90px 0;text-align:center;position:relative;overflow:hidden}
.tagband::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 50% 120%,rgba(182,107,101,.28),transparent 55%)}
.tagband .in{position:relative;max-width:900px;margin:0 auto}
.tagband .eyebrow{color:var(--slate-lt);margin-bottom:26px}
.tagband h2{font-size:clamp(1.9rem,4.5vw,3.2rem);line-height:1.18}
.tagband h2 em{font-style:italic;color:var(--terra)}
.tagband p{margin-top:26px;color:rgba(253,249,240,.72);font-size:1.1rem;font-weight:300;max-width:640px;margin-left:auto;margin-right:auto}
.tagband h2{text-shadow:0 0 34px rgba(101,138,167,.3)}

/* GLOW UTILITIES */
.glow-t{text-shadow:0 0 20px rgba(240,205,198,.6),0 0 48px rgba(182,107,101,.4)}
.glow-s{text-shadow:0 0 20px rgba(139,167,189,.55),0 0 46px rgba(101,138,167,.32)}
.shimmer{background:linear-gradient(100deg,#e9d9c9 18%,#f4d3cc 40%,#ffffff 50%,#f0cdc6 60%,#e9d9c9 82%);background-size:220% auto;-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;animation:shine 7s linear infinite}
@keyframes shine{to{background-position:-220% center}}
#offerings .sec-head h2{text-shadow:0 0 36px rgba(101,138,167,.32)}
.login-in h2{text-shadow:0 0 34px rgba(101,138,167,.3)}
.off-title{text-shadow:0 0 30px rgba(101,138,167,.22)}

/* INTERLUDE — glowing statement between sections */
.interlude{background:linear-gradient(125deg,#0a2537,#0e3650 55%,#0a2537);color:var(--cream);text-align:center;padding:82px 0;position:relative;overflow:hidden}
.interlude::before{content:'';position:absolute;left:50%;top:50%;width:760px;height:420px;transform:translate(-50%,-50%);background:radial-gradient(ellipse at center,rgba(182,107,101,.28),transparent 62%);animation:pulseGlow 7s ease-in-out infinite;pointer-events:none}
.interlude::after{content:'';position:absolute;inset:0;background:radial-gradient(circle at 15% 120%,rgba(101,138,167,.18),transparent 45%);pointer-events:none}
@keyframes pulseGlow{0%,100%{opacity:.55;transform:translate(-50%,-50%) scale(1)}50%{opacity:1;transform:translate(-50%,-50%) scale(1.08)}}
.interlude .in{position:relative;max-width:860px;margin:0 auto;z-index:1}
.interlude .eyebrow{color:var(--slate-lt);margin-bottom:22px}
.interlude h3{font-family:'Fraunces',serif;font-weight:500;font-size:clamp(1.6rem,3.4vw,2.6rem);line-height:1.28;color:#fff;letter-spacing:-.01em}
.interlude h3 em{font-style:italic}

/* SECTION SHELL */
section{padding:96px 0}
.sec-head{max-width:720px;margin-bottom:56px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head h2{font-size:clamp(2rem,4vw,2.9rem);color:var(--navy);margin:18px 0 18px}
.sec-head p{color:var(--muted);font-size:1.08rem;font-weight:300}
.reveal{opacity:0;transform:translateY(28px);transition:.7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}

/* ABOUT */
#about{background:var(--cream)}
.journey{display:grid;grid-template-columns:1.1fr 1fr;gap:60px;align-items:center;margin-bottom:30px}
@media(max-width:860px){.journey{grid-template-columns:1fr;gap:36px}}
.journey p{color:var(--muted);margin-bottom:18px;font-weight:300}
.journey p strong{color:var(--ink);font-weight:600}
.timeline{border-left:2px solid var(--line);padding-left:28px;display:flex;flex-direction:column;gap:26px}
.tl-item{position:relative}
.tl-item::before{content:'';position:absolute;left:-36px;top:4px;width:13px;height:13px;border-radius:50%;background:var(--terra);border:3px solid var(--cream);box-shadow:0 0 0 2px var(--terra)}
.tl-item.soft::before{background:var(--slate)}
.tl-year{font-family:'Fraunces';font-size:1.15rem;color:var(--navy);font-weight:600}
.tl-item p{font-size:.92rem;color:var(--muted);margin:4px 0 0}

.subsec{margin-top:78px}
.subsec-label{display:flex;align-items:center;gap:14px;margin-bottom:34px}
.subsec-label span.n{font-family:'Fraunces';font-size:1rem;color:var(--terra);font-weight:600}
.subsec-label h3{font-size:1.7rem;color:var(--navy)}
.subsec-label .rule{flex:1;height:1px;background:var(--line)}

.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:860px){.pillars{grid-template-columns:1fr}}
.pillar{background:var(--cream-2);border:1px solid var(--line);border-radius:4px;padding:30px 26px;transition:.3s}
.pillar:hover{transform:translateY(-4px);box-shadow:0 18px 40px -22px rgba(13,49,73,.35);border-color:var(--slate-lt)}
.pillar .pnum{font-family:'Fraunces';font-size:1.5rem;color:var(--terra);margin-bottom:12px}
.pillar h4{font-size:1.12rem;color:var(--navy);margin-bottom:10px}
.pillar p{font-size:.92rem;color:var(--muted);font-weight:300}

/* PROCESS */
.process{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;counter-reset:step}
@media(max-width:900px){.process{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.process{grid-template-columns:1fr}}
.pstep{background:var(--navy);color:var(--cream);border-radius:4px;padding:26px 20px;position:relative;overflow:hidden}
.pstep .st{font-family:'Fraunces';font-size:2.2rem;color:var(--slate-lt);opacity:.55;line-height:1}
.pstep h4{color:#fff;font-size:1.05rem;margin:12px 0 8px}
.pstep p{font-size:.85rem;color:rgba(253,249,240,.68);font-weight:300}

/* DIFFERENTIATORS */
.diffs{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
@media(max-width:760px){.diffs{grid-template-columns:1fr}}
.diff{display:flex;gap:18px;padding:26px;background:var(--cream-2);border-radius:4px;border-left:3px solid var(--terra)}
.diff .ic{font-family:'Fraunces';font-size:1.4rem;color:var(--terra);flex-shrink:0}
.diff h4{font-size:1.1rem;color:var(--navy);margin-bottom:6px}
.diff p{font-size:.92rem;color:var(--muted);font-weight:300}

/* OFFERINGS */
#offerings{background:var(--navy-deep);color:var(--cream)}
#offerings .sec-head h2{color:#fff}
#offerings .sec-head p{color:rgba(253,249,240,.72)}
.off-tabs{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-bottom:44px}
.off-tab{padding:.7em 1.4em;border:1px solid rgba(255,255,255,.22);border-radius:2px;cursor:pointer;font-weight:600;font-size:.9rem;color:rgba(253,249,240,.8);transition:.25s;background:transparent}
.off-tab.active{background:var(--terra);border-color:var(--terra);color:#fff}
.off-tab:hover:not(.active){border-color:var(--slate-lt);color:#fff}
.off-panel{display:none;animation:fade .5s}
.off-panel.active{display:block}
@keyframes fade{from{opacity:0;transform:translateY(14px)}to{opacity:1}}
.off-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:50px;align-items:start}
@media(max-width:880px){.off-grid{grid-template-columns:1fr;gap:34px}}
.off-name{font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-lt);font-weight:600;margin-bottom:10px}
.off-title{font-size:clamp(1.7rem,3.5vw,2.4rem);color:#fff;margin-bottom:20px}
.off-desc{color:rgba(253,249,240,.8);font-weight:300;margin-bottom:22px}
.off-list{list-style:none;margin:22px 0}
.off-list li{padding:9px 0 9px 26px;position:relative;font-size:.94rem;color:rgba(253,249,240,.85);border-bottom:1px solid rgba(255,255,255,.08)}
.off-list li::before{content:'';position:absolute;left:0;top:16px;width:10px;height:2px;background:var(--terra)}
.off-side{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12);border-radius:6px;padding:30px}
.off-side h5{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-lt);margin-bottom:20px;font-weight:600}
.spec{display:flex;justify-content:space-between;gap:14px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:.9rem}
.spec:last-child{border-bottom:none}
.spec .k{color:rgba(253,249,240,.6)}
.spec .v{color:#fff;font-weight:500;text-align:right}
.riskbar{margin-top:24px}
.riskbar .rb-row{margin-bottom:16px}
.riskbar .rb-row .rb-top{display:flex;justify-content:space-between;font-size:.8rem;color:rgba(253,249,240,.75);margin-bottom:6px}
.rb-track{height:7px;background:rgba(255,255,255,.12);border-radius:5px;overflow:hidden}
.rb-fill{height:100%;border-radius:5px}
.off-perf{display:flex;gap:24px;flex-wrap:wrap;margin:24px 0}
.off-perf .pf .n{font-family:'Fraunces';font-size:2rem;color:#fff;line-height:1}
.off-perf .pf .n small{color:var(--terra);font-size:1rem}
.off-perf .pf .l{font-size:.78rem;color:rgba(253,249,240,.6);margin-top:6px;max-width:150px}
.off-note{font-size:.76rem;color:rgba(253,249,240,.5);margin-top:20px;font-style:italic}

/* INVESTOR CORNER */
#investor{background:var(--cream-2)}
.ic-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,380px));gap:24px;max-width:760px;margin:0 auto;justify-content:center}
@media(max-width:860px){.ic-grid{grid-template-columns:1fr}}
.ic-card{background:var(--cream);border:1px solid var(--line);border-radius:6px;padding:34px 30px;transition:.3s;display:flex;flex-direction:column}
.ic-card:hover{transform:translateY(-5px);box-shadow:0 22px 46px -26px rgba(13,49,73,.4)}
.ic-card .ic-ic{width:46px;height:46px;border-radius:50%;background:var(--navy);color:var(--cream);display:flex;align-items:center;justify-content:center;font-family:'Fraunces';font-size:1.3rem;margin-bottom:20px}
.ic-card h3{font-size:1.3rem;color:var(--navy);margin-bottom:10px}
.ic-card p{font-size:.92rem;color:var(--muted);font-weight:300;margin-bottom:20px;flex:1}
.ic-items{list-style:none;margin-bottom:22px}
.ic-items li{font-size:.86rem;color:var(--ink);padding:10px 0;border-bottom:1px dashed var(--line);display:flex;justify-content:space-between;align-items:center;gap:10px}
.ic-items li .badge{font-size:.66rem;letter-spacing:.08em;text-transform:uppercase;background:var(--cream-3);color:var(--muted);padding:3px 9px;border-radius:20px;font-weight:600;white-space:nowrap}
.ic-cta{margin-top:auto;font-weight:600;color:var(--terra);font-size:.9rem;display:inline-flex;align-items:center;gap:6px}

/* LOGIN */
#login{background:var(--navy);color:var(--cream);position:relative;overflow:hidden}
#login::before{content:'';position:absolute;top:-20%;left:-5%;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(101,138,167,.22),transparent 70%)}
.login-in{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center;position:relative}
@media(max-width:860px){.login-in{grid-template-columns:1fr;gap:34px}}
.login-in h2{font-size:clamp(2rem,4vw,2.8rem);color:#fff;margin-bottom:20px}
.login-in .eyebrow{color:var(--slate-lt);margin-bottom:18px}
.login-in p{color:rgba(253,249,240,.78);font-weight:300;margin-bottom:26px}
.login-feats{list-style:none;margin-bottom:8px}
.login-feats li{padding:8px 0 8px 28px;position:relative;color:rgba(253,249,240,.85);font-size:.94rem}
.login-feats li::before{content:'✓';position:absolute;left:0;color:var(--terra);font-weight:700}
.login-card{background:rgba(253,249,240,.06);border:1px solid rgba(255,255,255,.14);border-radius:10px;padding:40px 34px;text-align:center;backdrop-filter:blur(6px)}
.login-card .lc-ic{width:64px;height:64px;border-radius:50%;background:var(--terra);display:flex;align-items:center;justify-content:center;margin:0 auto 22px;font-size:1.6rem}
.login-card h3{color:#fff;font-size:1.4rem;margin-bottom:10px}
.login-card p{font-size:.88rem;color:rgba(253,249,240,.7);margin-bottom:24px}
.login-card .btn{width:100%;justify-content:center}
.login-card .small{font-size:.76rem;color:rgba(253,249,240,.5);margin-top:16px}

/* CONTACT */
#contact{background:var(--cream)}
.contact-in{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px}
@media(max-width:860px){.contact-in{grid-template-columns:1fr;gap:40px}}
.contact-info h2{font-size:clamp(2rem,4vw,2.7rem);color:var(--navy);margin:16px 0 20px}
.contact-info p.intro{color:var(--muted);font-weight:300;margin-bottom:34px}
.ci-item{display:flex;gap:16px;margin-bottom:24px;align-items:flex-start}
.ci-item .ic{width:42px;height:42px;border-radius:50%;background:var(--cream-2);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--terra);flex-shrink:0;font-size:1.05rem}
.ci-item .k{font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:3px}
.ci-item .v{color:var(--navy);font-weight:500}
.ci-item .v a:hover{color:var(--terra)}
form.cform{background:var(--cream-2);border:1px solid var(--line);border-radius:8px;padding:38px 34px}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:520px){.frow{grid-template-columns:1fr}}
.field{margin-bottom:18px}
.field label{display:block;font-size:.78rem;font-weight:600;color:var(--navy);margin-bottom:7px;letter-spacing:.03em}
.field input,.field select,.field textarea{width:100%;padding:.8em .9em;border:1px solid var(--line);border-radius:3px;background:var(--cream);font-family:'Inter';font-size:.92rem;color:var(--ink);transition:.2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--slate);box-shadow:0 0 0 3px rgba(101,138,167,.15)}
.field textarea{resize:vertical;min-height:110px}
form.cform .btn{width:100%;justify-content:center;margin-top:6px}
.fnote{font-size:.76rem;color:var(--muted);margin-top:14px;text-align:center}

/* COMPLIANCE */
#compliance{background:var(--cream-3)}
.comp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
@media(max-width:860px){.comp-grid{grid-template-columns:1fr}}
.comp-doc{background:var(--cream);border:1px solid var(--line);border-radius:6px;padding:22px;transition:.25s;display:flex;gap:14px;align-items:flex-start}
.comp-doc:hover{border-color:var(--slate-lt);transform:translateY(-3px);box-shadow:0 16px 34px -22px rgba(13,49,73,.35)}
.comp-doc .ic{width:40px;height:40px;border-radius:9px;background:var(--navy);color:var(--cream);display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:1.05rem}
.comp-doc h4{font-size:1rem;color:var(--navy);margin-bottom:4px;font-family:'Inter';font-weight:600}
.comp-doc p{font-size:.82rem;color:var(--muted);font-weight:300}
.comp-doc .lnk{font-size:.74rem;color:var(--terra);font-weight:600;margin-top:8px;display:inline-flex;align-items:center;gap:5px}
.comp-split{display:grid;grid-template-columns:1.55fr 1fr;gap:28px;margin-top:44px;align-items:start}
@media(max-width:860px){.comp-split{grid-template-columns:1fr}}
.griev{background:var(--cream);border:1px solid var(--line);border-radius:8px;padding:30px}
.griev h3{font-size:1.35rem;color:var(--navy);margin-bottom:8px}
.griev p.sub{font-size:.9rem;color:var(--muted);margin-bottom:22px;font-weight:300}
.esc{width:100%;border-collapse:collapse;font-size:.83rem}
.esc th{text-align:left;background:var(--navy);color:var(--cream);padding:9px 12px;font-weight:600;font-size:.72rem;letter-spacing:.04em}
.esc td{padding:10px 12px;border-bottom:1px solid var(--line);color:var(--ink);vertical-align:top}
.esc tr:last-child td{border-bottom:none}
.esc .lvl{font-weight:600;color:var(--navy);white-space:nowrap}
.esc .tbd{color:var(--muted);font-weight:400}
.officers{margin-top:22px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:520px){.officers{grid-template-columns:1fr}}
.officer{background:var(--cream-2);border:1px solid var(--line);border-radius:6px;padding:16px 18px}
.officer .r{font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--terra);font-weight:700;margin-bottom:5px}
.officer .nm{color:var(--navy);font-weight:600;font-size:.92rem}
.officer .dt{font-size:.8rem;color:var(--muted);margin-top:3px}
.portals{display:flex;flex-direction:column;gap:16px}
.portal-card{background:var(--navy);color:var(--cream);border-radius:8px;padding:24px}
.portal-card h4{color:#fff;font-size:1.05rem;margin-bottom:6px}
.portal-card p{font-size:.82rem;color:rgba(253,249,240,.72);margin-bottom:12px;font-weight:300}
.portal-card a{font-size:.85rem;font-weight:600;color:#e6a9a3;word-break:break-word}
.comp-note{margin-top:30px;font-size:.82rem;line-height:1.7;color:var(--muted);background:var(--cream);border-left:3px solid var(--terra);padding:18px 22px;border-radius:4px}
.badge2{font-size:.58rem;letter-spacing:.08em;text-transform:uppercase;background:var(--cream-3);color:var(--muted);padding:3px 8px;border-radius:20px;font-weight:600;border:1px solid var(--line);white-space:nowrap;margin-left:auto}

/* FOOTER */
footer{background:var(--navy-deep);color:rgba(253,249,240,.7);padding:70px 0 34px}
.foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:44px;border-bottom:1px solid rgba(255,255,255,.12)}
@media(max-width:760px){.foot-top{grid-template-columns:1fr;gap:30px}}
.foot-brand img{height:36px;margin-bottom:20px}
.foot-brand p{font-size:.88rem;font-weight:300;max-width:320px;color:rgba(253,249,240,.62)}
.foot-col h5{color:#fff;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:18px;font-weight:600}
.foot-col a{display:block;font-size:.9rem;padding:6px 0;color:rgba(253,249,240,.7);transition:.2s}
.foot-col a:hover{color:var(--terra);padding-left:4px}
.disclaimer{padding-top:30px;font-size:.74rem;line-height:1.7;color:rgba(253,249,240,.45)}
.disclaimer strong{color:rgba(253,249,240,.7)}
.foot-bottom{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:26px;font-size:.8rem;color:rgba(253,249,240,.5)}
.foot-bottom a:hover{color:var(--terra)}
.to-top{position:fixed;bottom:26px;right:26px;width:46px;height:46px;border-radius:50%;background:var(--terra);color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;opacity:0;pointer-events:none;transition:.3s;z-index:90;box-shadow:0 8px 24px -6px rgba(182,107,101,.6);border:none;font-size:1.1rem}
.to-top.show{opacity:1;pointer-events:auto}

header.nav.solid{background:rgba(253,249,240,.96);backdrop-filter:blur(10px);box-shadow:0 1px 0 var(--line);padding:12px 0}
.page-hero{padding:134px 0 48px;background:linear-gradient(160deg,var(--cream),var(--cream-2));position:relative;overflow:hidden}
.page-hero::after{content:'';position:absolute;top:-30%;right:-6%;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,rgba(101,138,167,.16),transparent 70%);pointer-events:none;animation:heroGlowA 18s ease-in-out infinite}
.page-hero .eyebrow{margin-bottom:16px}
.page-hero h1{font-size:clamp(2.1rem,4.6vw,3.3rem);color:var(--navy);margin-bottom:14px;position:relative}
.page-hero h1 em{font-style:italic;color:var(--terra)}
.page-hero p{color:var(--muted);max-width:640px;font-weight:300;font-size:1.06rem;position:relative}
.off-names{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:860px){.off-names{grid-template-columns:1fr}}
.off-namecard{position:relative;display:flex;flex-direction:column;justify-content:space-between;min-height:270px;padding:34px 30px;border-radius:14px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.14);text-decoration:none;transition:.3s;overflow:hidden}
.off-namecard:hover{transform:translateY(-6px);border-color:var(--terra);background:rgba(255,255,255,.09);box-shadow:0 34px 64px -30px rgba(0,0,0,.6)}
.off-namecard .code{font-family:'Fraunces',serif;font-size:2.6rem;color:#fff;line-height:1}
.off-namecard .nm{font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-lt);font-weight:600;margin-top:10px}
.off-namecard .ds{color:rgba(253,249,240,.72);font-weight:300;font-size:.94rem;margin-top:16px}
.off-namecard .go{margin-top:24px;color:var(--terra);font-weight:600;font-size:.9rem;display:inline-flex;align-items:center;gap:6px;transition:.25s}
.off-namecard:hover .go{gap:12px}
.off-namecard .bgnum{position:absolute;right:-6px;bottom:-46px;font-family:'Fraunces',serif;font-size:11rem;color:rgba(255,255,255,.045);line-height:1;pointer-events:none}

/* ===== OUR TEAM ===== */
#team{background:var(--cream)}
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,340px));gap:22px;justify-content:center}
.team-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:30px 26px;text-align:center;transition:.3s}
.team-card:hover{transform:translateY(-4px);box-shadow:0 24px 44px -28px rgba(13,49,73,.38);border-color:var(--terra)}
.tc-photo{width:118px;height:118px;margin:0 auto 18px;border-radius:50%;object-fit:cover;object-position:50% 22%;border:3px solid var(--cream-2);box-shadow:0 10px 26px -14px rgba(13,49,73,.55)}
.tc-name{font-family:'Fraunces',Georgia,serif;font-size:1.22rem;color:var(--navy);line-height:1.2}
.tc-role{margin-top:7px;font-size:.73rem;letter-spacing:.07em;text-transform:uppercase;color:var(--terra);font-weight:600}

/* ===== DIRECT ON-BOARDING CALLOUT (strategy panels) ===== */
.onboard{margin-top:26px;padding:22px 24px;border-radius:10px;background:linear-gradient(135deg,rgba(182,107,101,.16),rgba(182,107,101,.06));border:1px solid rgba(182,107,101,.42)}
.onboard .ob-label{font-size:.68rem;letter-spacing:.18em;text-transform:uppercase;color:var(--terra);font-weight:700;margin-bottom:8px}
.onboard p{color:rgba(253,249,240,.82);font-size:.92rem;font-weight:300;margin:0}
.onboard .ob-mail{display:inline-block;margin-top:10px;font-family:'Fraunces',Georgia,serif;font-size:1.22rem;color:#fff;border-bottom:1px solid rgba(182,107,101,.75);padding-bottom:2px;transition:.25s;word-break:break-word}
.onboard .ob-mail:hover{color:var(--terra);border-bottom-color:var(--terra)}
@media(max-width:520px){.onboard .ob-mail{font-size:1.02rem}}

/* ===== ESCALATION MATRIX LINKS + COMPLAINT PROCEDURE ===== */
.esc td a{color:var(--terra);font-weight:500;word-break:break-word;border-bottom:1px solid rgba(182,107,101,.35)}
.esc td a:hover{border-bottom-color:var(--terra)}
.howto{margin-top:28px;padding-top:24px;border-top:1px solid var(--line)}
.howto h4{font-family:'Inter';font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--terra);font-weight:700;margin-bottom:12px}
.howto p{font-size:.88rem;color:var(--muted);font-weight:300;margin-bottom:14px}
.howto ol{padding-left:20px;display:flex;flex-direction:column;gap:11px}
.howto li{font-size:.86rem;color:var(--ink);font-weight:300;line-height:1.6}
.howto li::marker{color:var(--terra);font-weight:600}
.howto a{color:var(--terra);font-weight:500;word-break:break-word;border-bottom:1px solid rgba(182,107,101,.35)}
.howto a:hover{border-bottom-color:var(--terra)}

/* ===== CONTACT: GRIEVANCE NOTE ===== */
.ci-note{margin-top:6px;padding:16px 18px;background:var(--cream-2);border:1px solid var(--line);border-left:3px solid var(--terra);border-radius:6px;font-size:.86rem;color:var(--muted);font-weight:300;line-height:1.6}
.ci-note a{color:var(--terra);font-weight:600;word-break:break-word}
.ci-note a:hover{border-bottom:1px solid var(--terra)}
.esc td:nth-child(3){min-width:168px}
.esc td:nth-child(3) a{font-size:.78rem;letter-spacing:-.005em}
.esc-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
.esc-wrap:focus-visible{outline:2px solid var(--terra);outline-offset:3px}
@media(max-width:560px){
  .esc-wrap .esc{min-width:430px;font-size:.76rem}
  .esc th,.esc td{padding:8px 9px}
  .griev{padding:22px 18px}
}
.comp-split>*{min-width:0}
@media(max-width:560px){.griev>table.esc .lvl{white-space:normal}.griev>table.esc{font-size:.78rem}.griev>table.esc th,.griev>table.esc td{padding:8px 9px}}

/* ===== HERO FIGURE (India GDP) ===== */
.hv-figure{display:block;text-decoration:none}
.hv-figure img{position:absolute;inset:0;width:100%;height:100%;object-fit:contain;background:#0c2c42}
.hv-zoom{position:absolute;right:16px;bottom:15px;z-index:2;font-size:.64rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:#fdf9f0;background:rgba(8,26,40,.66);border:1px solid rgba(253,249,240,.3);padding:6px 11px;border-radius:999px;transition:.25s}
.hv-figure:hover .hv-zoom,.hv-figure:focus-visible .hv-zoom{background:var(--terra);border-color:var(--terra)}
.hv-figure:focus-visible{outline:2px solid var(--terra);outline-offset:4px}

/* ===== TEAM CARD: LINKEDIN LINK ===== */
.tc-link{display:inline-flex;align-items:center;gap:7px;margin-top:14px;padding:7px 14px;border:1px solid var(--line);border-radius:999px;font-size:.78rem;font-weight:600;color:var(--navy);background:var(--cream);transition:.25s}
.tc-link svg{flex-shrink:0}
.tc-link:hover{background:var(--navy);border-color:var(--navy);color:var(--cream)}
.tc-link:focus-visible{outline:2px solid var(--terra);outline-offset:2px}